Do Academically Struggling Students Benefit from Continued Student Loan Access? Evidence from University and Beyond
学业困难学生能否受益于持续获得学生贷款?来自大学及毕业后的证据
Abstract We estimate the effects of student loan access on educational attainment and labor market returns in New Zealand. We exploit the introduction of a national policy mandating a 50% pass rate for student loan renewals using a regression discontinuity design. Retaining loan access increases reenrollment for students around the threshold, and a majority eventually graduate with a bachelor's degree within seven years. We find that retaining student loan access leads to…